Understanding Roof Warranties: What Homeowners Should Know Before Signing

A new roof is a significant investment, and when it comes time to choose your roofing materials and contractor, understanding the warranty options is crucial. Roof warranties can vary widely in terms of coverage, duration, and conditions, making it essential to know what you’re getting before you sign on the dotted line.

Here’s a guide to help you understand the different types of roof warranties, what they typically cover, and some common misconceptions that homeowners should be aware of.

1. Types of Roof Warranties

Roof warranties generally fall into three main categories: manufacturer warranties, workmanship warranties, and extended warranties. Each offers different types of coverage and benefits.

  • Manufacturer’s Warranty:
    This warranty covers defects in the roofing materials themselves. For example, if the shingles were to deteriorate prematurely due to a manufacturing defect, the manufacturer’s warranty might cover the cost of replacement materials. These warranties typically range from 10 to 50 years, with many high-quality materials offering lifetime warranties.

    • Limited Lifetime Warranty: Covers a specific period, usually the lifespan of the roofing materials, but may decrease in value over time (also known as prorated coverage).
    • Non-Prorated Warranty: Offers full coverage for the duration of the warranty period, meaning you get full replacement value if a defect occurs.
  • Workmanship Warranty:
    This warranty is provided by the roofing contractor and covers any mistakes or defects in the installation process. A poor installation can void a manufacturer’s warranty, which makes the workmanship warranty especially important. Most workmanship warranties last anywhere from 1 to 10 years, though some reputable contractors offer longer terms for added peace of mind.
  • Extended Warranties:
    Extended warranties are often offered by the manufacturer but are purchased separately for an additional fee. These warranties can extend both material and workmanship coverage and may include benefits like coverage for the removal and disposal of defective materials. They can be a good option if you want extra protection beyond the standard warranties.

2. What Roof Warranties Typically Cover

The coverage provided by a roof warranty can vary significantly based on its type and terms. Here’s what is typically included:

  • Material Defects: Most manufacturer warranties cover defects in the roofing materials, such as premature cracking, granule loss, or shingle curling. However, it’s crucial to read the fine print, as these warranties often have exclusions or requirements for proper installation.
  • Workmanship Errors: A workmanship warranty covers installation errors that could lead to leaks or other issues. For example, if the flashing was installed incorrectly and a leak occurs, the contractor would be responsible for repairing it under the workmanship warranty.
  • Wind and Hail Damage: Some warranties include limited coverage for wind and hail damage up to certain wind speeds or hail sizes. However, many homeowners will need to rely on their home insurance for significant storm damage.
  • Transferability: If you plan to sell your home, having a transferable warranty can be a great selling point. A transferable warranty means the coverage extends to the new homeowner, providing them with peace of mind. Be sure to clarify whether your warranty is transferable and if there are any fees associated with the transfer.

3. Common Misconceptions About Roof Warranties

Roof warranties can be confusing, and there are several misconceptions that homeowners often have. Here are some of the most common misunderstandings:

  • “A Lifetime Warranty Means I’m Covered Forever”:
    While “lifetime” might sound like it covers your roof indefinitely, it actually refers to the expected lifespan of the roofing materials—typically 20-50 years, depending on the product. Additionally, many lifetime warranties are prorated after a certain number of years, meaning the coverage decreases as the roof ages.
  • “All Repairs Are Covered”:
    Many homeowners believe that any issue with their roof is covered under the warranty, but this isn’t always the case. Most warranties do not cover damage caused by severe weather, poor maintenance, or improper installation. Understanding these limitations can prevent unexpected costs down the line.
  • “Warranty Coverage Starts Automatically”:
    Some warranties require homeowners to register their products or provide proof of installation to activate the coverage. Failing to do so could result in a voided warranty. Always follow the registration steps outlined by the manufacturer or contractor to ensure your warranty is valid.
  • “The Warranty Covers Both Materials and Labor”:
    A manufacturer’s warranty usually covers only the materials, leaving homeowners responsible for the cost of labor to install replacements. A workmanship warranty from the contractor is what covers labor-related issues, making it important to have both types of coverage.
  • “Roof Maintenance Isn’t Required”:
    Many warranties have maintenance requirements, such as regular inspections or keeping the roof clear of debris. Neglecting maintenance can void the warranty, so it’s essential to know what’s expected to keep your coverage intact.

4. Questions to Ask Before Signing a Roof Warranty

Before you commit to a roof replacement, be sure to ask your contractor or manufacturer representative these key questions:

  • What exactly does the warranty cover, and what is excluded?
  • Is the warranty prorated, and how does coverage change over time?
  • Does the warranty cover the full cost of materials and labor, or just materials?
  • Are there any maintenance requirements to keep the warranty valid?
  • Is the warranty transferable to a new homeowner?
  • What is the process for filing a warranty claim?

Understanding these details can help you make an informed decision and ensure you’re fully protected in the event of a roofing issue.

Investing in a new roof is a big decision, and understanding your warranty options is a crucial part of the process. At Shepherd Roofing & Renovations, we are committed to helping homeowners navigate roofing warranties to ensure they get the coverage they need. Contact us today for a free consultation, and let us help you choose the best roofing solution for your home with warranties that give you peace of mind.

Phone: 972-244-3705
Website: hireshepherd.com

Protect your investment with the right roofing warranty—let Shepherd Roofing & Renovations be your guide.